The help of friends and mutual assistance is necessary for everyone. It’s nice to know that in a difficult financial situation, friends can help you out and you can count on them. Accordingly, when you have money, you are ready to respond to the request of another person to lend it to him. But sometimes the petitioner becomes too persistent and begins to abuse your kindness, in which case you are forced to find a way and somehow get rid of it.
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Instruction manual
1
This is especially true for those people who know for sure that you have money and you, even if you demand to return it, it is not too persistent. They suggest that you can give the money back later, not on time. Do not rely on the conscience and decency of such people. They are driven into a corner by life circumstances and expect to receive money now, and give it back whenever possible. If this person himself is guilty of the deplorable state of his finances, then you should not help him out. Inspire yourself so that your conscience is clear.
2
You can refuse using this phrase: "I do not have free amounts, all the money has been planned." If you say it firmly enough, then there is a chance that the request will not be repeated. At least today.
3
You can also ask to provide you with some kind of large security deposit as the “insurance”, the cost of which is much more than the amount that you are asked to borrow. Of course, there is a chance that you will be considered a huckster, but banks and credit organizations do just that. Your goal is to inspire a person with the idea that he will not be able to use your money just like that, but that he will think about you - this is the tenth thing, especially if this person is an outsider for you.
4
The money that is in your wallet, you earned, and did not just get it. Therefore, do not exchange them for a worthless piece of paper called the “Receipt”. If you initially draw up your monetary relations with the help of this paper, it means that you do not trust the person and make secure in case of a lawsuit. Now think - do you need a court? He can only award you money, and this process can take several years. You will lose time and ruin your nerves as a punishment for a minute pity. This is also an occasion for a solid failure. A firm refusal can discourage even the most arrogant beggar and you can get rid of him.