A retirement pension, in accordance with the Federal Law “On Retirement Pensions in the Russian Federation” currently in force, is granted upon reaching retirement age and with a certain insurance period. She can be appointed on general terms or ahead of schedule. In addition, people of pre-retirement age who are officially registered as unemployed can receive it.
Obtaining a retirement pension under general conditions
The officially established age at which a citizen is entitled to receive a retirement pension is 55 years for women and 60 years for men. In addition, the pensioner must have at least 5 years of insurance experience, which includes all the periods during which his employers made contributions to the Pension Fund of the Russian Federation.
Persons who have insurance experience include everyone who worked for hire, including workers in creative professions for whom deductions were made to the PF of the Russian Federation. The insured include those who made these transfers independently, on a voluntary basis, as well as those who worked abroad and paid insurance premiums. Self-employed persons who paid insurance premiums and those citizens for whom this payment was made by other individuals will have insurance experience.
Who can get a retirement pension ahead of schedule
This opportunity is provided to citizens who worked in hot shops, in underground work and those associated with harmful working conditions. In this case, if you have insurance or a total length of service of 15 years for women and 20 for men, you can get a retirement pension 10 years earlier. Those who worked in enterprises with harmful working conditions can also receive a retirement pension earlier than the generally established age. It is possible for women who have 20 years of working or insurance experience and men whose age is 25 years old to retire at 50 and 55 years old, respectively.
Those whose labor activity was related to underground and mining work, teachers and health workers, and people who worked in the Far North and in regions with special climatic conditions can also expect early retirement pensions.
