Compulsory medical insurance policy - a document necessary for any request for medical care.
Of course, in some cases, you can get help without an insurance policy. For example, if the parents of a child under the age of 1 year do not have a registration or temporary registration, the child may be provided with medical care without a policy. Pregnant women receive medical care in antenatal clinics and maternity hospitals without the need to present a medical insurance policy. Without a medical policy and even an identity document, medical assistance is provided and even hospitalization is carried out according to emergency indications. Foreign citizens can be provided with free medical care in the presence of relevant interstate agreements.
As a rule, the compulsory health insurance policy is issued by the employer for its employees. However, this does not mean that unemployed citizens will be left without medical care. To get an unemployed policy, you must:
- Contact the employment service, presenting a passport with a residence permit. You may also need a work book with a mark of dismissal.
- Contact the insurance company that provides these services to the population directly
- If there is no registration, you can get the policy of compulsory medical insurance at the insurance company, confirming the fact of your own residence. As a confirmation, a lease agreement or a written statement by the lessor may be made.
- Contact the point of issue of policies operating at a medical institution. Points of issue of compulsory medical insurance policies exist in all clinics.
Thus, in order to get a policy the unemployed will have to prove the presence of registration or registration. Note that this situation does not comply with the law, since the Law "On Medical Insurance of Citizens of the Russian Federation" does not indicate registration or registration as a prerequisite for issuing an insurance policy, and registration or registration alone does not give rise to new rights and obligations for a citizen, as it cannot serve as a reason for limiting the rights and freedoms of a citizen provided for by law. Therefore, the refusal of the insurance company (it is advisable to receive it in writing) may be appealed in court.
