Some time ago, a law was passed in Russia, according to which women who have given birth or adopted a second child are assigned state assistance, which is called "maternity capital".
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Initially, in 2007, the total amount of capital was 250 thousand rubles, and by January 2010 it had risen to 343 thousand. In addition, it was decided that the amount of maternity capital will constantly grow and be recalculated in accordance with the growth of inflation.
According to the law, any woman who gives birth or adopts a second (or more) child can issue maternity capital, of course, while she must be a citizen of the Russian Federation.
To register the maternity capital, you need to provide the following list of documents to the Pension Fund of the Russian Federation at your place of residence:
• passport of one of the parents;
• birth certificate (adoption) of the child;
• an insert on the child’s citizenship (although the issue of making a certain note or stamp on the child’s citizenship directly in the birth certificate is being decided now) a certificate of registration of the newborn;
• birth certificate of the first child;
• certificate of pension insurance.
In order to exclude the possibility of profit or other illegal actions in order to obtain maternity capital money, the state made sure that the funds received as a allowance can be spent only on specific purposes. Moreover, it is impossible to cash out maternal capital.
Maternity capital funds can only be used for specific purposes. In 2010, the list of these features expanded significantly.
Now you can make maternity capital as a down payment for a mortgage or repay a mortgage.
Maternity capital funds can be paid as tuition fees for any of your children under the age of 25, but the list of educational institutions does not include kindergartens and various sections and sports clubs.
Money can be sent to the mother’s retirement account. In this case, the indexation of the total amount is provided.
You can spend the mother’s capital on the purchase of a car, although this item is in the development plan, but they are thinking of legalizing it by the end of the year.
It should be noted that since April of this year you can get 12 thousand at a time, in addition, you can spend these funds for any purpose.
An important point in the design of maternity capital was that you can submit documents within three years from the date of birth of the second child.