Ordinary Americans devote a lot of time to work, drive well. love fatty and nutritious food and large houses. Their future is determined by a good credit history. Religion and the desire to get rich fantastically coexist in the minds of the average resident of the United States. According to residents of other countries, Americans are slightly naive, friendly, like external effects and really value their family.
Income, taxes, loans
Many Europeans envy Americans, because their salaries are much higher. However, not everything is so simple: a significant part of the income is consumed by taxes. They vary depending on the state, people with the same rate in Chicago and New York on their hands will receive different amounts. The budget is burdened by insurance costs. A good health insurance with coverage for dentist services is a rare and very valuable bonus, for which an ordinary American can change his job. Public servants, such as postmen and police, have better medical care.
Obligatory expenses - studying of children in college. It is customary to postpone to higher education from the birth of a child, for this a separate bank account is opened. Parents who fail to save up for college take out loans in the name of their children, acting as guarantors. Students will have to pay after graduation and going to work.
A decent credit system helps Americans live. All citizens receive their first card stasa after college. Then others are added to it, in the wallet of the average American at least 5 plastic cards. It is important to carefully monitor the timing of payments and pay on time. If the amount of loans has grown, but there is no way to pay, financial advisers will help. In some cases, part of the debt will be written off, and interest will be frozen, the payment time will increase significantly. But such a mistake will have to pay dearly: a damaged financial history will limit access to profitable loans and even getting a good job.
Housing and life
One of the important rules of Americans is leaving your home after entering a higher education institution. Usually the university is located in another city, boys and girls move to the campus, where they share a room with a neighbor or neighbor. After graduating, young people rent their first home. In a big city, the most profitable option is to live together with one or more neighbors. They can share not only an apartment, but also a room, utilities and other payments are divided by the number of residents. Not all segments of the population can rely on social housing.
Loners who have achieved financial success, rent a separate one-bedroom apartment or a spacious studio. Couples who have recently married live in similar conditions, but a family with one or two children tries to move to their own home. Typically, such housing is located in the suburbs, its area is 150-250 square meters. m. The house is purchased on credit at a very low interest, payments are stretched for 30 years or more.
A typical American house is a one- or two-story building with a garage for 2 cars, a small lawn in front of the entrance and a back yard used for household needs. On the ground floor there is a spacious lounge, living-dining room and kitchen. The cooking area is often separated only by the counter or island table. The smell of American food does not bother: the house is equipped with a powerful extractor fan and air conditioning.
On the second floor there are children's rooms and a bedroom of parents. It is mandatory to have several bathrooms, a pantry or a basement, which is used as a technical room and storage. The walls of the houses are thin, there are very few monumental brick buildings.
Americans are very mobile. If they are offered a good job on the other side of the country, most will no doubt move. After the children grow up, large houses are often sold, and older parents move to cheaper housing.
Food and other expenses
Americans prefer ready-made food, which they buy once a week, filling a huge double-wing refrigerator to failure. The packages are amazing: juices and milk are sold in plastic cans. Toilet paper, crackers and canned goods are preferred to be purchased in packages. Many use special coupons that are printed in newspapers: they allow you to very profitably purchase certain goods (usually food or household chemicals).
No less popular are home food orders. On weekends, the family can order pizza, sushi, takeaway Chinese food. An alternative is going to a burger or steak house. Complex dishes are rarely prepared at home; cooking is considered an exotic hobby, which not everyone can afford.
Americans are not too concerned about proper nutrition. Many children never eat vegetables or fruits at all, preferring french fries or chewing marmalade. The most favorite foods that are in every home are cereals with various additives, assorted sauces, peanut butter. The result of such a diet is overweight. Americans prefer to dump it in fitness rooms or on jogging, diets are popular only among actors, models and other people who earn their appearance.
The peculiarity of American food is huge portions. Nutritionists sound the alarm: for several decades, Americans began to consume much more food, with the emphasis on “fast” carbohydrates and fats. Mandatory accompaniment of any lunch - liters of soda. Adults drink a lot of “light” coffee, often without caffeine; children are given cold milk or orange juice. Americans do not favor alcohol; a person who regularly drinks 1-2 servings of whiskey or gin is considered an alcoholic. It is customary to dilute strong drinks with soda and flavored with ice. A variety of cocktails are popular. Such drinks are served at parties; at home, most prefer beer.
Americans are indifferent to clothes. A daily uniform for all ages - jeans or shorts combined with a shapeless t-shirt or sweatshirt. Girls and adult ladies dress in exactly the same way, emphasizing feminine things are not held in high esteem. At the same time, Americans are not indifferent to well-known brands. this is especially important among young people.
