A young family is a mortgage program designed specifically to provide housing for young families. A young family is a family in which the age of each spouse is not more than thirty-five years. Here are some tips for getting into the Young Family program.
You will need
You will need to collect a large package of documents and write an application for state subsidy.
Instruction manual
1
Collection of documents. Documents that confirm that you are a young family, and in need of better housing, will have to collect a lot. You attach them to the application for a loan. The list of documents is long, you can download it on the Internet on the websites of administrations or real estate agencies.
2
Submission of documents. It is best to hand in a receipt of your package of documents to a real estate agency - they will take care of issues related to passing the authorities. If you want to do everything yourself - hand over the documents to your city administration - there should be a special department.
3
Duration of consideration. The first stage of waiting for the result lasts about a month, then you will be informed whether your family has been recognized as a “young family” in need of better housing conditions or not. If you have not been recognized as a “young family” then your documents will not be considered again.
4
If recognized, the second stage of waiting begins. You will be put in the queue of the same "young families" and you will have to wait until it reaches you.
5
Apartment purchase. After you have reached the turn, you go to the bank and apply for a mortgage.
note
If you have a home, you can sell it and deposit this amount as part of the loan repayment. If you do not have a home, then the subsidy may be the first installment, and then you pay off the remaining debt in monthly installments.
Useful advice
Leave as many of your contact numbers as possible. From time to time, call the appropriate authority and find out about your queue number.
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