The US financial system has evolved over several centuries. Recently, it is considered the most powerful in the whole world, even despite regularly occurring crises. This is possible due to its features.
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The basis of the US financial system
The US financial system is unique - despite numerous crises, it is not in decline and always remains the most powerful. It is still heard that the dollar will soon lose its strength and America will sink, but this country remains strong. The success of the US financial system is largely due to its base. It is known that any system of economy is based on the activities of organizations that are engaged in the issue, concentration and redistribution of money. The United States has placed such responsibility on the bank, whose role is played by the Federal Reserve. It is she who controls banks, regulating their activities, and also protects the credit rights of consumers and performs other important functions.
The country's banking system consists of commercial and investment banks. The former play a major role in the US finance market. With their help, the circulation of payments and short-term financing of trade is carried out. There are more than 10 thousand such organizations in the USA. They can be called the locomotive of the US financial system. A separate role belongs to reserve banks, of which there are 12 in the country. Their role is to implement a reserve system policy in the field. One of the main elements of the financial system is exchanges. They allow us to judge the power of the country. They pass through themselves many transactions based on the sale of various goods and securities. Every large company ever contacts an exchange in order to find product buyers or investors.